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Mortgage 101
Learn all about mortgage basics so you can approach getting a home loan confidently.
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Check out our most recent articles

Homeowners With Credit Card Debt Still Confident in Homeownership
Newrez's survey reveals how credit card debt is affecting homeowners, the tradeoffs they're making and the debt relief options they're considering.

Home Maintenance Checklist How to Prioritize Repairs and Plan Home Improvements

How to Buy a Vacation Home Mortgage Requirements and Costs
Thinking about a vacation home? Learn more about mortgage options, down payment requirements, and ownership costs.

Homeownership on America 250

Newrez Surpasses 3,000 Volunteer Hours for Volunteer Challenge
Newrez employees logged over 3,000 volunteer hours during the 2026 Volunteer Challenge to give back to their communities.

Can You Use Crypto as Proof of Funds for a Mortgage
You might be able to use crypto as proof of funds for a mortgage. That means they could help you qualify for a home loan.

When Should I Refinance My Mortgage?
You might want to consider refinancing if you can get a lower interest rate or take pressure off your monthly budget. Learn more about other times refinancing could help.

How to Become a Loan Officer
To become a mortgage loan officer, you'll need to complete required training and exams. Learn more about how to get started and what skills you'll need to succeed.

PMI vs MIP The Real Difference in Mortgage Insurance Costs
Some home loans require mortgage insurance. Mortgage insurance premium (MIP) and private mortgage insurance (PMI) are two types of mortgage insurance that protect the lender.